Are you downright obsessed with fashion?
Every time you resolve not to buy on impulse, you find something that calls out
to you, and you can’t help but snap up? Are you guilty of your fast fashion
purchases? Well, don’t be.
Irrespective of your paycheck, money is a
touchy subject. And even touchier is the topic of overspending. We don’t want
to talk about it ever. No one wants to be told they cannot spend on what they
love. But the fact remains most of us go into debt feeding our fashion OCD.
Wait, does that mean we stop buying? That doesn’t sound like much of a
solution, does it? Heck NO.
If you are facing this, here are some useful
tips that will help you keep your passion alive without burning holes in your
wallet. Tips for smart fashion spending – read on.
BUDGET
Yes, you must have heard this a zillion times,
but actually do it for once. Do it with a slight twist though. Don’t budget to
save, budget to spend.
Once you’ve accounted for all essential
regulars like rent, gas, groceries etc., keep some for contingencies too (you
will thank yourself the day your car breaks down, or something in the house
comes apart, or something else unplanned and unbudgeted for happens), you will
know how much you can actually spend. The best part, if you stick to the
budget, there’ll be no guilt. Just go and buy that sweater honey.
DON’T BUY IT ALL, RENT
It would be a good idea to make a priority
list as per your taste and style. In general, the list should contain three
sections – bargain, invest and rent. Bargain section should consist of fashion
basics like a black pencil skirt, white t-shirt, denim shorts, casuals,
accessories etc. Buy these things on sale, find a good bargain. The second
section would be ‘invest’, which should consist of items that are exclusive,
and you should invest in them. Include things like shoes, designer dresses etc.
Third and the last section is ‘rent’. Think of things you would not need on a
regular basis, like a designer evening gown that you wore to the ball once, or
maybe the cocktail dress you wore to a party once or maybe twice. Don’t buy
these things, they unnecessarily block funds, rent them.
GET COUPON APP
Delete shopping apps and download coupon apps
instead. Shopping apps make buying so tempting that it would be hard to resist.
Coupon apps on the other hand, help you save. Most coupon apps will notify you
when an item in your wish-list goes on sale.
GO SHOPPING, WITHOUT THE CARDS
Yes, without the cards or cash. This way you
would window shop all the stores. At the end of it, you will know what you
really need, and what you don’t. This will also help control impulse purchases
that more often than not, you regret later.
CLEAN UP
Before every season, make sure you clean your
closet. This will help you sort out stuff you have, and you’ll know what you
need. Don’t forget to do away with items you won’t need anymore.
SELL
If you are about to dispose of some of your
old stuff, keep the regular items for charity. Put up the exquisite and
designer pieces for sale. There are websites that allow you to put up your used
stuff for sale.
0 comments:
Post a Comment